Terms & Conditions

Welcome to my website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms of use,

This page (together with the Privacy Policy and Disclaimer) explains the terms of use (“Terms”) of using the website provided by Wealth Navigator Financial Services Private Limited. If you do not agree with these Terms, please stop using the Services.

Using Our Services

Please don’t misuse our Services. For example, don’t disrupt our Services or try to access them using a method other than the interface and the instructions that we provide. If you interrupt, destroy or limit the functionality of our Services, we may stop providing our Services to you and pursue legal action against you.

Using our Services does not give you ownership of any intellectual property rights, including any branding or logos, in our Services or the content you access. You may not use content from our Services unless you obtain our permission first, and attribute ownership appropriately.

Your Privacy and Data Protection

Our Privacy Policy explains how we treat your personal data and protect your privacy when you use our Services. By using our Services, you agree that we can use such data in accordance with our Privacy Policy.

Intellectual Property

We owns all intellectual property rights in respect of the Services including any literature, reports, data, drawings, designs, diagrams, tables, software, source code or object code or other information or materials, howsoever stored or held, acquired, created, developed, designed or in any way prepared.

The name and logos, trademarks, and slogans are the trademarks or service marks of Wealth Navigator Financial Services Private Limited.

You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use.

Your Content in our Services

Some of our Services allow you to upload, submit, store, send or receive content. You retain ownership of any intellectual property rights that you hold in that content. In short, your information stays yours.

When you upload, submit, store, publish, send or receive content to or through our Services, such content must not:

  • be harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful or racially or ethnically objectionable, disparaging, and relating to or encouraging money laundering or gambling.
  • harm minors in any way.
  • infringe any patent, trademark, copyright or other intellectual property rights.
  • deceive or mislead the reader about the origin of such messages or communicate any information that is grossly offensive or menacing in nature;
  • contain software viruses or any other programs designed to interrupt, destroy or limit the functionality of another computer or mobile device.
  • threaten the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order.
  • cause the incitement to commit any offence or prevent the investigation of any offence.
  • be insulting to any other nation.
  • impersonate another person.

Please also note that under the Information Technology Act, 2000 and rules framed thereunder, the above actions may be criminal in nature.

Modifying and Terminating Our Services

We are constantly changing and improving our Services. We may add or remove functionalities or features, and we may stop a Service altogether. In each case, we will give you reasonable advance notice.

You can stop using our Services at any time. We may also stop providing Services to you, or create new limits to our Services at any time.

Warranties and Disclaimers

The information we provide through our Services does not constitute advice. Please seek independent financial advice when making investment decisions. Other than as expressly set out in these Terms or the Investor Services Agreement, neither the company, its employees nor its service partners make any specific promises about the Services. We don’t make any commitments about the content within the Services, the specific functions of the Services, or their availability to you at all times. We provide the Services “as is”.

Liability for Our Services

The company and its service partners will not be responsible for lost profits, revenues, or data, financial losses, or any damages basis the decision taken on basis of data provided on the website.

In all cases, company and its service partners, will not be liable for any loss or damage that is not reasonably foreseeable.

About these Terms

We may modify these Terms to reflect changes to the law or changes to our Services. We will notify you of such changes. Changes will never apply retroactively and will be effective immediately on posting. If you do not agree to the modified Terms, please discontinue your use of the Service.

These Terms govern the relationship between us and you. They do not create any third-party beneficiary rights.

If you do not comply with these Terms, and we do not take action immediately, it will not be construed as our consent to your non-compliance.

If any term contained in these Terms is unenforceable, it will not affect the other Terms.

You agree that the laws of India will apply to any dispute arising out of or in relation to these Terms or the Services.

All disputes will be subject, first, to mediation, and then by arbitration by an arbitrator appointed by the company in accordance with Indian law. The venue of arbitration will be New Delhi, India.