Everyone has unique financial goals to meet. They depend on personal and family goals to accomplish. They can be short term or long-term goals. On the basis of this requirement you plan where you need to invest or save money to get the desired amount. The new generation of investors like you are never satisfied with traditional assets like real estate, gold, fixed deposits or liquid cash at home.
Mutual Funds are of diverse types and come to the rescue of the conservative and aggressive investor. Hence, choosing the right MF to put your money in is vital depending on the goals.
| Common goals | Ideal MF category to put money | Investment horizon |
|---|---|---|
| Tax Planning | Separate equity in MF | Long term allocation |
| Retirement | Saving scheme links to equity | Long Term Outlook |
| Education for children | Equity based on targets and time horizon | Medium or Long term till completion of education |
| Marriage of children | Gold funds | Can be short or long term |
| Payouts | Schemes of MF in SWP | Medium or short term |
| Car or home Buy | Debt funds | Short term |
| Travel/ holidays | Debt funds | Short terrm |
We help you to build goals and monitor the required investments. In case diversification is required, guidance is given. You will be advised on the risk factor to ensure that over allocation do not derail your plans. We also try to buffer volatility of markets. As you grow older and meet the goals, you can switch to more stable options. Above all, we help to make changes when the market conditions are challenging.
